High loan to value mortgages returning

Interestingly, we have seen the first lender come back to a permanent offering of 90%, in Accord Mortgages, which is great news.

Platform (part of the Co-op Bank) also launched their 90% range once more which certainly is encouraging and also available for re-mortgage clients.

Halifax, the UK’s largest lender are still yet to return to 90% lending. Despite being stuck at 85% they have just launched a 2 year fixed rate product after previously only offering 5 year fixed rates. All a move in the right direction.

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