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27 Sep 2021

Income Stretch

Quite often we are asked by clients if we can get a little more from a lender than what was originally requested. With house prices increasing this is now a more popular request.

We are one of the handful of brokers able to submit mortgages directly to HSBC and for clients looking for that stretch, subject to affordability, we can now secure up to 5.5x the joint income of applicants.

Although certain restrictions apply this has enabled us to help more people looking to buy their dream home which we love being able to do.

Want to know more? Contact us today!

Income Stretch

Privacy notice

HOME OF MORTGAGES will be what is known as the ‘controller’ of the personal data you provide to us. We only collect basic personal data about you which does not include any special types of information or location-based information.

Why do you need my data and what will it be used for?

We need to know your basic personal data so we can make contact with you and respond to your message, request or query. All the personal data we process is processed by our staff in the UK.

Who is my data shared with?

Your data will only be shared with third parties if this is necessary to respond to your request. If this is the case, we will seek your permission before passing on your details.

How long do you keep my data for?

We may store your data for up to six years past the end of any business relationship, after which time it will be securely destroyed. If you would no longer like us to process your data at any time, you have the right to object to processing of your data. To do this, please contact advice@homeofmortgages.co.uk.

What are my rights?

You have the right to object to the processing of your data. You also have the right to request access to your data at any time. You have the right to rectification and/or erasure of personal data or restriction of processing. If you wish to raise a concern related to how we have handled your personal data, you can contact us to have the matter investigated at compliance@sdlgroup.co.uk. If you are not satisfied with our response or believe we are processing your personal data not in accordance with the law, you can complain to the information commissioner’s office: https://ico.org.uk