★★★★★ 1,650 Feefo reviews · Exceptional Service Award 2026
★★★★★ 1,650 Feefo reviews · Exceptional Service Award 2026
Free repayment mortgage calculator
Pop in your loan amount, interest rate and term to see roughly what your monthly repayments might be. It is a friendly estimate to help you plan. For a figure built around your circumstances, have a chat with one of our advisers. Subject to lender criteria and affordability.
*For illustration purposes only
Your monthly payments will be around
£0
This is an indicative repayment based on the figures you entered. The rate available to you, and your actual repayments, are subject to lender criteria and affordability.
Your home may be repossessed if you do not keep up repayments on your mortgage. Figures are for illustration only and are not a mortgage offer.
It is even easier when you talk to us
Get a free, same-day indicative quote tailored to your circumstances. Speak directly to one of our specialist advisers and begin your process today.
Your monthly repayment depends on how much you are borrowing, the interest rate, and the length of the mortgage term. Our calculator does the maths for you so you can see an estimated monthly figure straight away.
A repayment mortgage means each monthly payment covers both the interest and a portion of the amount you originally borrowed, so by the end of the term the mortgage is paid off in full. This is different to an interest only mortgage, where you only pay the interest each month and repay the original loan separately, often popular with landlords running a buy to let strategy.
Enter the loan amount, interest rate, and term into the calculator and you will get an estimated monthly figure straight away. Keep in mind the actual rate you are offered will depend on the lender, your deposit, and your circumstances, so treat this as a helpful guide rather than a locked in number.
The three big factors are how much you borrow, the interest rate you are given, and how long you spread the mortgage over. A longer term usually means lower monthly payments but more interest paid overall, while a shorter term means higher payments but less interest in total.
It gives you a close estimate based on the figures you enter, but your actual repayment will depend on the specific rate and product a lender offers you once your application has gone through. We will always confirm the real numbers with you before anything is agreed.
Your home may be repossessed if you do not keep up repayments on your mortgage.
