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Free stamp duty calculator
Enter the property price and tell us a little about your purchase to see an estimate of the Stamp Duty Land Tax you may owe in England and Northern Ireland. It is a friendly guide, not tax advice. Rates and thresholds can change.
*For illustration purposes only
Total Stamp Duty due will be around
£0
That is an effective rate of about 0% of the property price.
This is an estimate based on current Stamp Duty Land Tax bands for England and Northern Ireland. Your actual liability depends on your circumstances and the rules in force at completion. We do not provide tax advice.
Your home may be repossessed if you do not keep up repayments on your mortgage. Figures are for illustration only and are not tax advice. Stamp Duty rates and thresholds can change. Scotland and Wales have their own separate taxes.
It is even easier when you talk to us
Get a free, same-day indicative quote tailored to your circumstances. Speak directly to one of our specialist advisers and begin your process today.
Stamp Duty land tax is a tax you pay when you buy a property or piece of land in England or Northern Ireland over a certain price. The amount you pay depends on the purchase price and, in some cases, whether it is your only property or an additional one.
Our calculator gives you a quick estimate based on the purchase price and property type you enter. Rates are banded, so you pay different percentages on different portions of the price rather than one flat rate on the whole amount.
First time buyers often benefit from relief on stamp duty up to a certain property value, meaning they may pay less than other buyers or nothing at all, depending on the price of the property. Rules and thresholds do change, so it is worth checking the current position before you rely on a figure.
The buyer pays stamp duty, not the seller. It is due shortly after completion, and your solicitor will usually handle the payment and submission on your behalf as part of the conveyancing process.
It is calculated in bands, so different portions of the purchase price are taxed at different rates rather than the whole amount being taxed at one flat percentage. Our calculator does this working out for you so you do not need to reach for a spreadsheet.
Yes. Additional properties, including most buy to let purchases and second homes, usually carry a stamp duty surcharge on top of the standard rates. This is one of the areas we help clients plan around, particularly when purchasing through a limited company or growing a portfolio.
You pay Stamp Duty Land Tax when your property purchase completes, and it is due to HMRC within 14 days of the completion date under current rules. Your solicitor or conveyancer will usually arrange the payment as part of your completion costs, so it is worth budgeting for early when planning the property purchase.
In most cases, no. Stamp Duty is paid to HMRC separately from your mortgage funds, and lenders do not usually allow it to be added to the loan itself. It needs to be covered from your own funds alongside your deposit and other completion costs, which is exactly the kind of thing worth talking through with your adviser early, so there are no surprises in your budget.
No, Stamp Duty is a cost for the buyer, not the seller. Selling a property does not create a Stamp Duty bill on its own. If you go on to buy another property, Stamp Duty would apply to that purchase instead, based on its price and your circumstances at the time.
Your home may be repossessed if you do not keep up repayments on your mortgage.
