01 November 2021

Lets Talk Green Mortgages

Broadly, lenders are encouraging borrowers to purchase homes that are more energy efficient which is determined by the property’s EPC rating. Purchasing a home or investment property with an EPC rating of A and B will qualify you for all of these green products/incentives, with a few such as Leeds Building society and Bank of Ireland extending their products to those homes with a C rating.


The incentives range from £250 to £1,000 cashback when you purchase your new home or investment and many have a ‘very slightly’ lower interest rate to differentiate these ranges.

I believe in order to improve the energy efficiency of our homes we need more information on HOW we can improve our score. This must be accompanied by cost-effective solutions.

As a starting point, knowing the EPC rating of your home can help.

To check your EPC rating click here Check my EPC rating

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Remember Your home may be repossessed if you do not keep up repayments on your mortgage

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